Financing with Capital Ford Lincoln of Rocky Mount

Capital Ford Lincoln of Rocky Mount takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

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Should You Lease Your New Capital Ford Lincoln of Rocky Mount Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Capital Ford Lincoln of Rocky Mount can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Used or New Ford Car Financing in Rocky Mount

During any point in your shopping process, the discussion of Ford financing is an important one to have, which is why our team at Capital Ford Lincoln of Rocky Mount knows to be available for all your questions. Discussing the option to lease or buy, how much to put as a down payment, and more are often the last thing on the mind of North Carolina drivers, but we make it easier for you.

Lease or Buy? We Help You Understand Both and Choose the One for You

Crunching numbers, manipulating budgets, and choosing finance options can be tricky. But, with the Capital Ford Lincoln of Rocky Mount finance team on your side, the way becomes clearer. We walk you through every step of the way and answer any questions you have. Unsure whether you're the long-term commitment kind of driver who needs a loan, or the driver who prefers to trade in your car for a new one every couple of years with a lease? We'll help you understand the nuances and benefits of both, to help you choose your best path.

Let the Capital Ford Lincoln of Rocky Mount Finance Team Work for You

Crunching numbers and reworking budgets can be the less-than-fun part of buying a new vehicle. But, the expert guidance of our finance center can help put the joy, and the ease, back into the process. Get started on your journey towards a new vehicle soon by filling out our convenient, online finance application. We'll work with you every step of the way and answer any questions you have.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Capital Ford Lincoln of Rocky Mount

    2012 Stone Rose Dr
    Rocky Mount, NC 27804

    • Sales: 252-458-0970
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Get in Touch

  • Contact our Sales Department at: 252-458-0970
  • Monday8:30am-7pm
  • Tuesday8:30am-7pm
  • Wednesday8:30am-7pm
  • Thursday8:30am-7pm
  • Friday8:30am-7pm
  • Saturday9am-5pm
  • SundayClosed